Financial Aid Online Brochure
Paying for College
"How am I going to pay for college?"
Our students combine federal and state aid, institutional and private awards, personal savings and employment to pay for school. This online brochure is an introduction to Federal, State and Institutional Aid.
Student Eligibility Requirements
- Generally have financial need (Cost of education minus family contribution = financial need.)
- Have a high school diploma or equivalent.
- Be enrolled at CCC.
- Continue to make satisfactory academic progress toward your degree.
- Not be in default on a student loan.
- Sign the appropriate forms and statements provided by the CCC Financial Aid Office.
FAFSA: The First Step
FAFSA is the Free Application for Federal Student Aid. This is the financial aid application for federal grants and student loan programs as well as aid at California Christian College. It is free to fill out and submit. For detailed instructions of FAFSA as for the FAFSA brochure or visit www.fafsa.ed.gov and follow the instructions. To fill out the FAFSA, you will need your previous years income taxes (and your parents or guardians if you are under the age of 24.) You can file the FAFSA after January 1st.
Federal Aid Programs
- Pell Grants: Funded by the Federal government, these awards are based on the level of need as determined by the Expected Family Contribution (EFC). EFC is determined by the Department of Education based on your FAFSA. You must be enrolled for a minimum of 3 semester hours to be eligible.
- Federal Supplemental Educational Opportunity Grant (FSEOG): This grant is for students who have extreme financial need. At CCC, this is awarded as an institutional scholarship.
Student Loan Programs
Student Loans are low interest loans. They are an affordable way to help pay for college. Loans are not grants or free money and must be repaid. Check with our Financial Aid department for current loan interest information.
Students must be enrolled for a minimum of six semester units to qualify for a student loan.
- Stafford Loan Program: Subsidized loans allow students to borrow money and not enter repayment until six months after they graduate or drop below half time status. The federal government pays the interest while you are in school.
- Unsubsidized Loans: Students may find that they need additional assistance in paying for school. After you graduate or drop below half time, you enter repayment.
- PLUS Loans: These loans are available to parents of students who are assisting in paying for college. These loans are not deferred and parents must start repaying 60 days after the loan is dispersed. The benefit of this loan is that it is most likely at a lower interest rate than you normally would get at a bank.
California Programs
- CAL-Grant: For residents of California only. This is a grant that is applied to tuition and fees.
Eligibility:
- California resident
- Submit FAFSA and GPA Verification by March 2nd. (GPA verification forms are available at your high school, college, or at CCC.)
- Meet Financial need and academic requirements.
- CAL-Grant Entitlement Program: California guarantees that all students will receive a CAL-Grant within a year after they graduate from high school if they apply and meet academic and financial need requirements.
- CAL-Grand A and B competitive: All other students will compete for CAL-Grants. Awards are limited each year based on the amount of money available and the number of eligible students competing. Selection is based on a composite score from information you submitted.
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CAL-Grant options at CCC
- CAL-Grant A
This is a tuition and fees assistant grant.
Cumulative High School GPA of 3.00 or better. - CAL-Grant B
This is a tuition and fees assistance grant plus a living stipend.
Cumulative High School GPA of 2.00 or better.
Living Stipend only during 1st year of award. - CAL-Grant A and B competitive:
Cumulative GPA varies each year. - CAL-Grant Junior College Transfer Award
For students transferring to a four year college.
Contact CCC Financial Aid office for details.
- CAL-Grant A
Institutional Aid
California Christian College offers various scholarships. Check with the Financial Aid office for a current listing.
- Employment
Federal Work-Study Program (FWS)
A limited amount of funds are work are available at CCC to assist students who have established that they need part-time employment in order to pursue college studies. Check with the Financial Aid office for current opportunities.
- Current Annual Award Range Estimates
(for eligible full time students)
- Pell Grant: $400 - $4,050/year
- FSEOG: $100 - $4,000/year
- CAL-Grant A: Up to $5,482 at CCC
- CAL-Grant B: $1,551 the first year, then up to an additional $5,482 each year after that.
- Stafford Loans (Dependent):
Freshman - Up to $2,625/year
Sophomore - Up to $3,500/year
Junior/Senior - Up to $5,500/year
- Stafford Loans (Independent)
Freshman - Up to $6,625/year
Sophomore - Up to $7,500/year
Junior/Senior - Up to $10,500/year
Work-Study, Institutional and Private Scholarships vary. Contact the Financial Aid office for more information.
Other Sources of Financial Aid Information
www.fastweb.com
www.ChristianCollegeMentor.com
www.studentaid.ed.gov
www.edfund.org
www.csac.ca.gov (CAL-Grant)
Key word search Financial Aid
Local Organizations
Your Church, Family and Friends
Be creative, there is money available!
Staying Eligible for Aid
The most important requirement is to stay above a 2.00 GPA each semester and be making Satisfactory Academic Progress toward your degree. For specific details see the CCC catalog or contact the Financial Aid office.
Tuition and Fees (2004-2005) estimates
| Tuition | $220/unit |
|
| Tuition/semester (12-16 units) | $2,640 |
|
| Fee and books/semester | $435 |
|
| Total per semester | $3,075 |
|
| Room and Board (5 day meal plan) | $1,625 |
|
| Total per semester | $4,700 |
|
| Audit fee | $40/unit |
|
Payment Plans and Options
CCC offers you a number of ways in which to make payments on your bill each semester. Check with your business office for the option that best fits you